Many or all of the companies featured here provide compensation to us. This is how we maintain our free service for consumers. Compensation, along with hours of in-depth editorial research, determines where & how companies appear below. Advertiser Disclosure

Many or all of the companies featured here provide compensation to us. This is how we maintain our free service for consumers. Advertiser Disclosure

Many or all of the companies featured here provide compensation to us. This is how we maintain our free service for consumers. Compensation, along with hours of in-depth editorial research, determines where & how companies appear below. Advertiser Disclosure

Many or all of the companies featured here provide compensation to us. This is how we maintain our free service for consumers. Advertiser Disclosure

Liberty Lending Group is a loan referral company that provides an array of loan options to consumers in need of financial support. Whether you’re looking for a personal loan or debt consolidation, Liberty Lending can put you in touch with lenders that are best suited to your needs. In this review, we’ll take a look at Liberty Lending Group’s services, pros, and cons, as well as answer some of the most frequently asked questions. By the end of this review, you’ll have a better understanding of Liberty Lending Group and be able to decide if it is the right fit for your financial requirements.



Liberty Lending

Benefits & Drawbacks


  • Checking your rate will not impact your credit score as it only produces a soft inquiry on your credit report.
  • It is free to submit an application for a loan; there are no
  • Speed is key: This system is connected to a range of lenders who can offer quick decisions; in some cases, the loan will be funded within one business day.
  • The procedure for applying is easy and can be done quickly via the internet.
  • It has an extensive selection of loan possibilities, such as personal loans, home renovation loans, debt restructuring loans, and many more.


  • This is not a loan provider, but rather a loan referral service, meaning they do not give out loans directly.
  • The loans provided by them may come with a higher interest rate than what other lenders offer.
  • Liberty Lending Group is not accessible in every state due to limited

Services Offered By Liberty Lending

This firm has a variety of loan offerings to satisfy the varying requirements of its customers. A few of the best regards the services the company offers include:

  • Debt consolidation loans can provide borrowers with the opportunity to work with lenders who have expertise in combining all their monthly payments into one single loan. This can
  • Financing for home improvement projects, such as renovations or repairs, is available through home improvement loans.
  • This company provides personal loans with appealing interest rates and adaptable payment plans.

What is Liberty Lending Group?

Liberty Lending Group is a US-based loan referral service that links borrowers with dependable lenders who provide a range of loan opportunities, such as personal loans, home improvement loans, and debt consolidation loans. Their goal is to offer flexible and cost-effective loan options to those in need of financial help. The application process is quick and simple and can be done online in a short period of time. Liberty Lending Group is devoted to giving all customers personal financial stability.

How Does Their Team Work?


Liberty Lending Group links people in need of loans with lenders who provide various loan types. Their procedure is straightforward and can be accomplished online swiftly. Here is a step-by-step explanation of their process:

  • Borrowers submit an online form with their personal details, such as name, address, income, and the amount they would
  • The company looks over the application and finds a lender who can give the requested loan.
  • If the loan is granted by the lender, the borrower will be provided with an offer containing the loan sum, rate of interest, and conditions of
  • The borrower will fulfill their obligation to the lender by honoring the stipulated repayment schedule.
  • Once the loan offer is accepted by the borrower, the money will be transferred into their bank account.

Type Of Loans Available

Liberty Lending Group provides a selection of loan solutions to suit the requirements of various borrowers. Among the loan alternatives available through Liberty Lending Group are:

  • Loans for medical care: These loans can be used to cover the cost of medical procedures, treatments,
  • Small business financing: These funds are created to assist entrepreneurs in financing their operations or developing their companies.
  • These types of loans are utilized to pay for improvements to one’s home, like renovations, fixes, or
  • Debt consolidation loans are a way to combine multiple outstanding debts into one more manageable installment.
  • Personal loans are loans that are not backed by any collateral and can be utilized for any purpose, for example, combining multiple debts, renovating a

The type of loan that can be accessed may differ depending on the creditor and the person taking out the loan’s financial history, credit standing, salary,

Loan Interest Rates

The interest rates for loans provided by Liberty Lending Group vary based on the lender, the type of loan, the amount of the loan, and the borrower’s creditworthiness. Interest rates for personal loans through Liberty Lending Group could range from 5.99% to 35.99%, depending on the lender and the borrower’s credit history. The interest rates for other loan options may also differ.

It is worth mentioning that Liberty Lending Group does not provide personal loans or determine interest rates. Rather, they connect individuals with lenders that can offer loans according to their requirements. The borrower and the lender will come up with the specifics of the loan, such as the interest rate and duration. It is critical for borrowers to fully understand the agreement before signing it to make sure they can manage the payments and the interest rate is acceptable for their personal financial security and stability.

How Long Does It Take To Get Approved?

The approval period for a loan from Liberty Lending Group varies by lender and type of loan. It is possible to receive a loan offer almost immediately after submitting the application, but it can also take a few business days for a lender to review the paperwork and make a final decision.

Once a loan offer is accepted, the money could be sent to the borrower’s bank account in a few days’ time. The timeframe for the funds to become available may differ between loan early on, depending on the lender and the borrower’s banking institution.

Eligibility Requirements

The requirements for being approved for a loan through the company can differ based on the lender and type of loan. Nevertheless, there are some basic criteria that loan applicants must satisfy in order to be considered for a loan. Here are some of the common eligibility requirements:

  • In order to receive a loan, borrowers must possess a valid bank account.
  • Applicants must be either United States citizens or permanent residents.
  • Borrowers should provide proof of consistent income, such as bank statements, to show they are capable of repaying the loan.
  • For personal loans, people who want to borrow should possess a credit rating of at least 580. Nonetheless, certain lenders may impose stricter or more lenient
  • The minimum age requirement to borrow is 18 years

It should be taken into account that satisfying the eligibility criteria does not ensure that a loan will be granted. Furthermore, loan providers may evaluate other elements such as job history, debt-income proportion and credit score when deciding on loan

How To Apply For A Loan

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In order to get a loan from Liberty Lending Group, these are the

  1. Go to the Liberty Lending Group website ( and click on the “Apply Now” button.
  2. Fill out the online application with your personal information, including your name, address, and Social Security number.
  3. Choose the loan amount and type of loan you’re interested in.
  4. Provide information about your income and employment, including your employer’s name and contact information.
  5. Review and accept the terms and conditions of the loan.
  6. Submit your application.

Once you submit your application to Liberty Lending Group, they will connect you to personal loan providers who suit your requirements. You could be given multiple loan offers, allowing you to look at the interest rates, charges and conditions of each one before selecting one. You may also be able to communicate with a call loan specialist or consultant. If you wish, you can pay off the loan before the due date without any additional charges.

It is essential to recognize that Liberty Lending Group functions as a loan referral service and not a lender, and therefore, they cannot make decisions or decide loan terms. Instead, all of these choices are determined by the lender. This business does not have any physical locations.

Are They Direct Lenders?

No, Liberty Lending Group does not provide loans directly. Instead, they provide a loan referral service to help customers locate lenders that could potentially offer them a loan. These lenders are external financial companies private lenders that have collaborated with Liberty Lending Group to seek out potential borrowers.

It is essential to remember that Liberty Lending Group does not grant personal loans, debt consolidation loans, or make decisions regarding credit. Instead, the organization serves as a go-between for borrowers and lenders, attempting to link up borrowers with possible lenders who can offer them a loan. Once a borrower is matched with a lender and agrees to a loan offer, the lender will supply the money and establish the loan terms, including the interest rate, loan amount, and payment plan.

Can Liberty Lending Group help with debt consolidation?

Liberty Lending Group does not provide debt consolidation loans, but they can assist borrowers in locating loan options which can be used to consolidate debts. This type of personal loan allows people with multiple high-interest debts to merge them into a single loan with a lower interest rate. Consolidating debts can make managing finances simpler and save them money on interest payments.

When someone applies to Liberty Lending Group, they are matched with lenders who give personal loans. Depending on their individual requirements and finances, this loan could be used to combine multiple debts into a single monthly payment. The loan money would be used to pay off their current debts, so they only have to make one payment each month.

It is important to take into account that not everyone who wants to borrow money will be able to get a loan that could be used for debt consolidation. Even if borrowers obtain financing if they do, the interest rate and the conditions of the loan may not be very beneficial. Prospective borrowers should analyze their choices thoroughly and compare the advantages and drawbacks of debt consolidation before submitting a loan application.

BBB Rating

Liberty Lending Group has held an A+ rating from the Better Business Bureau since 2018, signifying its dedication to providing dependable loan referral services all our clients. It should be noted, though, that customer reviews for the company have been somewhat inconsistent.

According to the BBB website, Liberty Lending Group has an average of four customer reviews and two closed complaints, with customers giving the company a 2-star rating out of 5 stars. Most of the reviews are negative, with customers citing issues with poor company such as high-interest rates, hidden fees, and poor customer service.

Although the unfavorable reviews are concerning all our consumers, it is essential to be aware that these do not reflect each and every customer’s experience. It is recommended that individuals take the time to thoroughly look into and assess a loan company before committing to them.

Liberty Lending Group FAQs

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Are They Legit?

Liberty Lending Group is a genuine company that offers loan referral services to assist borrowers in obtaining the financing they need. It has a favorable reputation with the Better Business Bureau and has been given an A+ rating. Customers have also expressed their satisfaction with the company’s services, making it a reliable and respectable loan provider.

What Fees Does Liberty Lending Group Charge?

Liberty Lending Group has no application fees or prepayment fees. However, the loan provider may have additional charges, such as an origination fee, that will be disclosed before the borrower agrees to the loan.

What Are The Terms For Repayment?

The conditions associated with the loans given by Liberty Lending Group can differ based on the lender and what loan product is chosen. It is essential for borrowers to thoroughly read over any loan offer they get, including the repayment plan, rate of interest, and any costs connected to the loan.

What Is The Maximum Loan Amount?

The maximum loan amount that can be obtained through Liberty Lending Group varies depending on the lender and the borrower’s financial situation. Some lenders may offer loans up to $100,000 or more, while others may offer smaller loan amounts. The specific loan amount available to a borrower will be determined by the lender during the application process.

Can I Get A Loan If I Have Bad Credit?

Liberty Lending Group is linked to a number of lenders who provide loan options to customers with different credit ratings. Even if an individual has a poor credit score, Liberty Lending Group could possibly assist them with further assistance in getting in touch with lending companies that are prepared to work with them.

What Is The Minimum Credit Score?

Liberty Lending Group does not require a specific credit score to qualify for a loan. They have a network of lenders who offer loan options for people with different credit scores. Nonetheless, people with higher credit scores have a greater chance of being approved for the loan and getting better terms.

How To Contact Liberty Lending

Individuals who need to borrow money can reach out to Liberty Lending Group in a variety of ways including by telephone, email, or through an online chat. The customer service team is available to help and answer any questions from Monday to Friday. All of the

How long does it take to receive funds after being approved?

The speed of being granted funds after being approved for a loan through Liberty Lending Group will be diverse based on the loan provider and the kind of loan. A few lenders could possibly give money right away the following business day, while others may take a couple of days or more to process the loan and hand out the funds.

Final Thoughts

Finally providing personal financial security, Liberty Lending Group is a dependable loan referral service that gives various loan selections to those requiring financial support. Since 2018, the company has been endorsed by the Better Business Bureau and is highly rated with an A+, which reflects their dedication to providing reliable services.

Though Liberty Lending Group has had some negative feedback from customers, it is important to take into consideration that not all customers have had negative experiences. It is imperative to read reviews and familiarize yourself with the terms and conditions of any loan prior to applying.

It is important to consider the benefits and drawbacks and explore all your choices prior to making a choice right lender, but Liberty Lending Group could be a viable choice for those searching for a loan.

Liberty Lending Group
  • Liberty Lending Group

Liberty Lending Group Review

To conclude, Liberty Lending Group is a legitimate loan referral company that offers consumers a variety of financing options. As a result of its commitment to providing reliable services, the company has been accredited by the Better Business Bureau since 2018. It holds an A+ rating.

Although Liberty Lending Group has received mixed reviews from customers, it is important to note that negative reviews are not indicative of all customers’ experiences. Before applying for any loan, it is always a good idea to read reviews and to understand its terms and conditions thoroughly








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Julian Wilson is a renowned writer who specializes in tax-related topics. With years of experience in the field, he has established himself as a leading voice in the industry. After completing his education, he began his career working as a tax consultant for a prominent accounting firm. During his time there, he gained extensive knowledge and expertise in tax law, compliance, and auditing. With a passion for writing, Julian eventually transitioned to a career in journalism, where he could share his knowledge and insights with a wider audience.

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