Progressive Debt Relief offers services aimed at assisting people in debt to escape their financial troubles. These services, such as debt settlement, debt negotiation and debt consolidation, are available to help individuals decrease their debt and take back control of their finances.
For individuals with large amounts of unsecured debt, such as credit card debt or medical bills, Progressive Debt Relief can be of tremendous help. Through negotiation with creditors, individuals can settle their debt for a much lower amount than what they owe, thus enabling them to become debt-free more quickly and with less financial pressure.

Progressive Debt Relief Overview
- Minimum debt of $10,000. A minimum of $10,000 in debt is needed for a person to be eligible for debt settlement services from Progressive Debt.
- Not accredited by the AFCC or the IAPDA. Progressive Debt Relief has no connection to the American Fair Credit Council (AFCC), the main professional association for the debt settlement industry. In addition, the company does not devote any of its resources to helping its debt resolution professionals gain certification from the International Association of Professional Debt Arbitrators (IAPDA).
- Type of debt required. Progressive Debt Relief will only provide settlement of unpaid debts, including credit card bills, personal loans, and payday loans.
- Only available in 1 state. Progressive is only available in the state of Florida.
- Offers in-house debt relief services. Rather than relying on outside entities, this particular debt settlement firm utilizes its own staff to handle debt settlement accounts.
What is Progressive Debt Relief?
Situated in Winter Springs, FL, Progressive Debt Relief has been offering its assistance to individuals with their debt settlements for over 10 years, since 2006. Their services extend to all 50 states.
Progressivedebtrelief.com offers debt settlement services which can be accessed by either visiting their single location in Winter Springs, FL 32708 USA, by calling (877) 590-1847, or by contacting their team via email at [email protected].
How does Progressive Debt Relief work?

Progressive Debt Relief offers assistance in dealing with unsecured debt, for example, credit card debt and personal loans. However, they do not provide help with car loans or debt that is backed by an asset.
A debt settlement program can allow you and your creditors to come to a mutually satisfactory arrangement. This process begins with completing an application to set up a free consultation, setting aside money, and informing creditors of your financial difficulties during the negotiation process to guarantee a reasonable deal.
They do not take over your debts, make regular payments to lenders or offer guidance on tax, bankruptcy, bookkeeping or legal matters or credit repair services. This service is only available in Florida and not in all states.
It is important to note that not all debts can be resolved and no one can guarantee that all of them will be taken care of. Be wary of anyone who claims they can, as this could be a sign that they are not being truthful. Unfortunately, some creditors may not agree to enter into negotiations.
Pros and Cons
Pros | Cons |
---|---|
No monthly fee | Only considers clients with a minimum debt of $10,000 |
Does not have IAPDA-accredited debt specialists | |
Their debt relief services only available in 1 state | |
Is not an AFCC member |
How much does Progressive Debt Relief cost?

The cost of services from Progressive Debt Relief fluctuates between 20% and 25% of the total amount of debt being handled, depending on the size of the debt.
The cost of debt relief services can vary greatly depending on the individual, so it’s best to reach out to Progressive for an accurate quote.
BBB Rating
Progress Debt Relief has achieved an “A+” rating from the Better Business Bureau, although they are yet to be accredited despite having 17 years of experience in the business.
Progressive Debt Relief is viewed positively by their customers, with an average rating of 4.2 stars out of 5. However, it is important to note that some people have had unfavorable experiences with the company.
In the last three years, the Better Business Bureau has received twelve grievances against Progressive, mostly concerning billing and collection matters.
FAQs

Does Progressive Debt Relief offer a guarantee?
Unlike some other debt relief businesses that offer a money-back guarantee, Progressive Debt Relief does not provide such a promise. Unfortunately, due to laws prohibiting companies from charging fees prior to settling an account, the guarantees are of little value to customers.
What is the minimum debt Progressive Debt Relief takes on?
In order to qualify for Progressive Debt Relief, customers must have at least $10,000 in unsecured debt. If their debt is lower than this amount, they may find help via debt consolidation loans or credit counseling services.
Does Progressive Debt Relief work in-house?
Progressive Debt Relief has an in-house team that takes care of the negotiations and agreements for their customers.
Is Progressive Debt Relief accredited by the AFCC?
The debt relief services industry is primarily represented by the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).
Progressive Debt is not affiliated with either of these organizations.
Is Progressive Debt Relief legit?
Established in 2006 and boasting 17 years of experience, Progressive Debt Relief LLC is a well-known company. Unfortunately, their debt settlement services are only available in the state of Florida, making it inaccessible for a lot of people.
Although Progressive has been operating since 2006, they have not been approved by the Better Business Bureau. Despite this, they have been awarded an A+ rating by the Bureau and their customers have given them an average score of 4.2 out of 5 stars.