Debt can be a heavy burden to carry, but you’re not alone. Millions of Americans are struggling with debt and searching for ways to consolidate their loans and get back on track. Enter Mobilend. This debt consolidation company promises to help find the best lenders for debt consolidation loans. But is Mobilend legitimate? Or is it a scam? In this blog post, we’ll take a closer look at Mobilend and see what it has to offer customers.

Mobilend is a debt consolidation company that helps you find lenders for debt loans. This can be helpful when you are trying to compare rates and minimum debt options from different lenders, but it can also be risky because you are dealing with a middleman instead of directly with the lender.

There are some concerns with companies that generate leads; they may sell your information to lenders who may not have your best interests at heart. This is how they make money and are able to provide their services for free or at a very low cost.

The company behind the popular debt consolidation service, Mobilend, is Kuber Financial. Their website,, offers more information about their service. They are currently working on a new site at

When it comes to finding a consolidation loan, you have options beyond using a lead-generation company like Mobilend. You can directly approach lenders who may be willing to work with you. They do not have the best reputation with the Better Business Bureau on their Mobilend reviews, even though they have an A+ rating. Also, should you choose to use Mobilend, be sure to carefully read any fine print before signing any contracts? And always keep in mind: when something sounds too good to be true, it likely is.

What Is Mobilend?

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Mobilend markets itself as a debt consolidation provider, but it’s actually just a lead-generation company that works with lenders. In other words, they’re a middleman that tries to get potential borrowers to lenders. This can be risky because the terms and conditions of the loans and interest rates are not always transparent. For example, you may not be aware of the minimum debt. Borrowers could end up paying more than they agreed to.

How does Mobilend work?

When you use Mobilend, your personal information is sold and shared with multiple companies. This could lead to privacy concerns down the road. They cannot guarantee that you will get the best deal possible on your loan. You may end up paying more referral fees and interest than you would have by going directly to a lender.

Before a lender extends you a loan, they will likely check your credit score to assess your risk as a borrower. On sites such as Credit Karma, you can check your credit score for free. If you submit a loan request to a participating lender, you authorize them to run a credit check and verify the information you provided. It helps lenders determine if you are eligible for a loan and what terms they may offer you.

Overall, Mobilend may be helpful for some people, but it’s important to weigh the pros and cons before making a decision about using their services.

Pros and Cons of using Mobilend

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There are a few things to be aware of before using Mobilend to consolidate your debt. While they claim to help you find the best lender and deal, not all of the lenders they work with are reputable. There have been complaints of bait-and-switch tactics and hidden terms and rates by some of the lenders they recommend. This could leave you with a high-interest rate or even paying more than you originally intended.

The terms and conditions of a loan can be confusing and difficult to understand. You may well not be dealing with the lender themselves, and some important information could be lost in the fine print like the minimum debt. It’s important to read carefully and make sure you understand the terms before signing anything. If you would like to learn more about this, you should also consult other debt consolidation reviews.

How to qualify for a Mobilend loan?

We have already advised that Mobilend is not a lender, but there are qualifications you must meet in order to qualify for their network of lenders, which include:

  • Having a job or a source of income. This income can be from Social Security, disability, child support, alimony, or any other form of government benefits.
  • Having an active checking bank account and a working phone number.
  • Having a form of proof of residency such as a driver’s license or a state ID.

If you meet all of these qualifications, you should be able to qualify for their debt consolidation services and get a loan.

Do They Have a website?

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There are currently two Mobilend websites – and

One reason for suspicion is that the WHOIS information for both sites is not public. This means that it is not possible to identify the owner or operator of the website, which can create a sense of unease for potential customers.

Secondly, both sites advertise services provided by the same business but have different logos. This could mean that they are run by the same people but they are trying to hide the bad reputation from the first website by positioning a second website with no bad reviews or complaints.

Fees Involved With Mobilend

This company does not charge any fees, they earn commissions from the companies to whom they sell your information. These commissions are used to offset the cost of running their business and do not increase the fees you pay for your loan.

Questions about the fees associated with your loan should be directed to your lender. You should check out mobilend reviews for more info. Also, remember that you can use sites like Credit Karma to check the score of your credit for free.

What is the minimum credit score for a Mobilend loan?

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Are you wondering what the minimum credit score is for Mobilend? When it comes to getting a loan, your creditworthiness is always going to be a factor that lenders take into account. This is where your credit score comes in – it’s one of the elements that lenders will look at to decide whether or not you’re a good candidate for a loan.

While we can’t say for sure what the minimum credit score is that Mobilend’s partners require, from what we’ve seen it looks like 640 is generally the cutoff. So, if your score is below 640, it’s unlikely that you’ll be approved for a loan through them. Although there are exceptions to the rule and there is no guarantee that you will not be approved for a loan if your credit score is below 640, if it is on the lower end, consider exploring other options.

There’s no guarantee that you’ll be approved for a loan just because your credit score is high. However, having a good credit score does improve your chances significantly. They generally target consumers with less-than-perfect credit and offer them low-interest rates in order to attract them

You can check your credit score for free on websites like Credit Karma or Credit Sesame. Once you know where you stand, you can start shopping around for loans from different lenders. Be sure to compare the annual percentage rate (APR), interest rates, fees, and repayment terms before choosing a loan so that you can get the best deal possible for debt consolidation.

How does Mobilend affect your credit?

It’s important to understand how Mobilend affects your credit score. A hard credit pull happens when a lender requests your credit report from one of the three major credit bureaus. This can lower your score by a few points, and too many inquiries can make lenders think you’re desperate for cash. If you’re not sure what your credit score is, you can check it for free on sites like Credit Karma or Credit Sesame.

How to cancel their services?


Are you unhappy with your Mobilend account? Do you want to cancel Mobilend? You can cancel it by contacting customer service and providing your account number and reason for cancellation. Once your loan is canceled, you will no longer be required to make payments.

Please be aware that canceling your loan will still require you to pay the balance in full. Contact their customer support for assistance with any questions about this process.

Mobilend BBB Reviews

What about the Mobilend Reviews? Before you decide to work with Mobilend, it’s a good idea to check out the user review on their page on the Better Business Bureau website and maybe other debt consolidation reviews. Although they have an A+ rating, there are some customer reviews and complaints.

David M 03/25/2022

***** Received an email claiming I was turned down for a loan by them, but I had never contacted nor heard of them before. When trying to call them (multiple phone numbers were fake) one line (local in ******, **) went to a message that due to extremely high call volume they couldn’t take my call. The Next attempt was to one of their MANY toll-free numbers and after waiting on hold for 10 minutes, the same message as before, but this time asking for me to leave a message. The remaining attempts (5 more) were to lines that were not valid and did not work. This is a SCAM trying to steal people’s information. Stay away at all costs!

Armand I 08/20/2022

The company tries to push you to sign up with them and stay away at all costs!

Is Mobilend a legitimate company or a scam?

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There are many companies out there that offer debt consolidation loans, but is Mobilend one of the good ones? Is Mobilend legit? Is it a scam? Or are they one of the many companies that lure desperate customers in with false promises?

It’s important to know that Mobilend is not a lender. Instead, they sell your information to lenders who may or may not be legitimate. This can lead to bait-and-switch tactics, where you’re promised one thing but then given something else entirely.

Check your credit score for free on sites like Credit Karma or Credit Sesame if you don’t know it. You should compare APRs, referral fees, and repayment terms before choosing a loan so that you get the best deal possible. Once you know your score, you can shop around for loans from different lenders.

In short, it’s best to avoid Mobilend altogether and find a more reputable lender. So remember to always research debt consolidation reviews of the companies you are going to do business with, such as their Better Business Bureau (BBB) ratings and the user review on the Molbilend reviews page. Read the fine print of their terms and conditions, and always compare different options in order to make the most informed decision possible.

Do you know anything about Mobilend? Share your story in the comments section below. Your input is much appreciated. Thank you for reading!

Mobilend Review
  • Mobilend


Mobilend markets itself as a debt consolidation provider, but it’s actually just a lead-generation company that works with lenders. In other words, they’re a middleman that tries to get potential borrowers to lenders. This can be risky because the terms and conditions of the loans and interest rates are not always transparent. Borrowers could end up paying more than they agreed to.

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